Today's Federal Rates
January 19, 2026
| Program | Conv? | Rate | Term | Points | Down Payment | APR* | Payment per $1000 |
|---|---|---|---|---|---|---|---|
| FHA 30 Year Fixed | N | 5.625 | 30 | 0.00 | 3.5% Minimum% | 6.253% | 5.76 |
| VA 30 Year Fixed | N | 5.625 | 30 | 0.00 | 0% Minimum% | 5.698% | 5.76 |
| USDA | N | 5.625 | 30 | 0.00 | 0% Minimum% | 6.052% | 5.76 |
| FHA Down Payment Assistance Program | N | 7.500 | 30 | 0.00 | 3.5 Minimum% | 8.155% | 6.99 |
*APR - the annual percentage rate is based on a loan size of $300,000
All rates are subject to change at anytime
Rates are based on 30 day lock, 70% LTV, and a 780 middle credit score.
All loans are in partnership with Allanach/Mortgage Group Corporation
All rates are subject to change at anytime
Rates are based on 30 day lock, 70% LTV, and a 780 middle credit score.
All loans are in partnership with Allanach/Mortgage Group Corporation
